Privacy Policy

PRIVACY POLICY
 
This Privacy Policy explains our practices concerning the handling of your information, and how they may pertain to you as the applicant. We are serious about protecting your privacy and the information you submit to us. “You” or “Your” means you as an individual to whom we have extended credit per the terms and conditions of the Promissory Note. “We” or “Our” or “Us” means the business entity extending this credit to you. All information submitted to us shall remain your property.
 
COLLECTED INFORMATION: We automatically collect information knowingly provided by you in the application process, such as your Name, Address, E-mail Address, Telephone Number(s) (home, work, mobile), Date of Birth, Social Security Number, Bank Account and any other Personal, Financial or Demographic Information. Please be aware that the information that you submit to us is voluntary, but required if you have requested credit from us.
 
Gramm-Leach-Bliley Act, California Financial Privacy Act and Vermont Consumer Protection Act Notice: For purposes of compliance with the Gramm-Leach-Bliley Financial Modernization Act of 1999, 15 U.S.C. 6802 (the “GLB Act”), this Privacy Policy shall serve as both your initial customer relationship disclosure and your annual “Privacy Notice” as defined under the GLB Act.
 
USE OF DATA COLLECTED: We use your contact information submitted with your Patient Application to send you information about our company and other notices, offers or promotional material. We may also use your personal, demographic and profile data for statistical analysis or for marketing or promotional purposes, and for editorial or feedback purposes. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding new products or services and upcoming events. Notwithstanding the aforementioned, we will NOT use your personal or financial information such as; Social Security Number – related information, and/or Bank Account Information (“Sensitive Information”) for any other purposes, or transfer by paper or electronically the same to any third party other than our Loan Servicer.
 
RELEASE OF INFORMATION TO CREDIT BUREAUS: We or our Loan Servicer, All Patient Solutions, Inc., on our behalf, may report positive or negative payment history to the Credit Service Bureaus with whom we contract to provide credit information on borrowers under the terms and conditions of our service agreements with these bureaus.
 
YOUR RIGHT TO YOUR PERSONAL DATA: Upon written request via postal mail or e-mail, we will provide you a summary of personal information retained by us which specifically pertains to your file. We will only send your personal records to you by US Mail and only to the postal address that we have on file which you provided on the Patient Application.
 
OUR RIGHT TO CONTACT YOU: We reserve the right to contact you regarding your account status and any changes to the Promissory Note, Privacy Policy or any other policies, service agreements or other agreements relevant to you.
 
SECURITY: All information collected by us is stored in a technically and physically secure environment. When our registration/application process asks users to enter Sensitive Information, and when we store and transmit such Sensitive Information, that information is encrypted and protected with SSL encryption software. A complete copy of our Privacy Policy will be provided at the time you are approved and execute your payment plan documents.
 
OUR RIGHT TO CHANGE: We reserve the right to change this policy at any time by notifying you in writing by postal mail or by e-mail notification of the new or revised Privacy Policy. All Patient Solutions, Inc., 160-2 Remington Blvd, Ronkonkoma, NY 11779 (855) 792-9900
 
OUR CONTACT INFORMATION: If you have any questions about this policy, you can contact us by e-mail, postal mail or by phone at the following;

All Patient Solutions, Inc.
160-2 Remington Blvd
Ronkonkoma, NY 11779
631-285-2828

Web Address: www.allpatientsolutons.com
e-mail: info@allpatientsolutions.com

 
NOTICE TO APPLICANT(S): We adhere to the Patriot Act and we are required by law to adopt procedures to request and retain in our records information necessary to verify your identity. Do not sign the Promissory Note until you have read and understand the Terms and Conditions thereof. You are entitled to an exact copy of any agreement you sign. Please request and retain a copy of the Promissory Note for your personal records. You declare that the information provided by you in conjunction with your loan request is true, complete and correct and provided to us for the purposes of inducing us to extend the credit for which you are applying. You authorize All Patient Solutions, Inc., our servicer, to verify all information that you have provided and acknowledge that this information may be used to obtain credit and payment history information from third party source(s) on our behalf. You understand that by signing the Patient Application that you are giving written consent to have a credit check performed on our behalf as part of the application process as well as at various times during the loan in connection with servicing or enforcing the Promissory Note. Your signature below is confirmation that you have read the Terms and Conditions of the Patient Application and the Disclosure Statement and agree to the terms and conditions contained herein.